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TERMS AND CONDITIONS
Copyright Information
College Illinois! owns www.collegeillinois.com
("the Site"). College Illinois! owns
or has rights to all of the wallpaper, icons, characters,
artwork, images, graphics, music, text, software and
other content of the Site (the "Content"),
and all HTML, CGI and other code and scripts in any
format used to implement the Site (the "Code").
The Content and Code of the Site are protected by copyright.
Except as set forth above, you may not copy, modify,
upload, download, transmit, re-publish, display for
redistribution to third parties for commercial purposes
or otherwise distribute any Code or Content from the
Site without the prior written agreement of College
Illinois!. You may not use the Content or Code from
the Site for any purpose other than those set forth
above. All names, logos and trademarks which appear
on the Site are the property of College Illinois!
or are used by College Illinois! under license
or agreement. You may not use any of the foregoing for
any purpose without the prior express written permission
of College Illinois!. Your failure to comply
with this Legal Statement will constitute breach of
contract and will violate College Illinois!'s
copyright, trademark and other proprietary and industrial
property rights. You may print in hard copy portions
of this Web site with the sole intent of placing an order
with College Illinois! or for keeping College
Illinois! office locations, hours or phone number
information. The use of any such material for any other
reason, on any other Web site, or the modification, distribution
or republication of this material without prior written
permission from College Illinois! is strictly
prohibited.
Legal Statement
This legal statement contains the terms and conditions governing the Site, and all sites of the affiliates of College Illinois!. By using the Site, you expressly accept and agree to abide by all the terms and conditions contained in this Legal Statement. Do not use the Site if you do not accept and agree to these terms and conditions. Unless otherwise referenced herein, any reference to "College Illinois!" shall include College Illinois!, Inc. and all of its affiliates.
The Site is available only for your personal use, which shall be limited to viewing the Site, providing information to the Site, downloading product or service information for your professional review and for the purchase of College Illinois! products and services.
No License
Except as expressly provided above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright or other proprietary or industrial right of College Illinois!, its affiliates or any third party.
Use of Information Submitted by
You
Note: This section does not apply to personal data supplied by you to the Site, such as your name, address, e-mail address, telephone number and the like. Please see our Privacy Policy Statement for information regarding our treatment of personal data.
If you respond to College Illinois! with any information, including but not limited to feedback, data, questions, comments, suggestions, or the like, such information shall NOT be deemed confidential. All such submissions shall be deemed the property of College Illinois!, and your submission of information shall constitute an assignment to College Illinois! of all worldwide rights, titles and interests in such information. College Illinois! will not be liable for any use or disclosure of such information. College Illinois! will not have any obligation to keep such information confidential and will be free to reproduce, use, disclose and distribute the information to others without limitation. College Illinois! will be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products which incorporate or otherwise rely upon such information.
College Illinois! welcomes your comments and suggestions on its Site and products, but College Illinois! does not seek to solicit any confidential or proprietary ideas, suggestions, materials or other information relating to developing, designing, redesigning, modifying, manufacturing or marketing its products or any new products. By submitting information, you warrant that College Illinois! may publish such information, use it as part of its operations, and incorporate its concepts in College Illinois! products without liability.
Disclaimers
College Illinois! publishes information on its Site as a convenience to its visitors. While College Illinois! attempts to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors. We reserve the right to make corrections and changes to the Site at any time without notice. The College Illinois! products and services described in the Site may not be available in your region. College Illinois! does not claim that the information in the Site is appropriate to your jurisdiction or that the products described in its Site will be available for purchase in all jurisdictions.
College Illinois! operates its Site from the United States. It is possible that some software that may be downloaded from the Site is subject to government export control or other restrictions. By visiting and using our Site, you acknowledge these restrictions and agree that you are not subject to them.
Visitors assume all responsibility and risk with respect to their use of the Site. College Illinois! disclaims all warranties, representations and endorsements, express or implied, with regard to information accessed from or via the Site, including, but not limited to, all express and implied warranties, such as warranty of title, merchantability, non-infringement and fitness for a particular purpose. College Illinois! does not warrant that the Site is free of computer viruses, bugs or other harmful components. College Illinois! does not warrant that the functions contained in the material will be uninterrupted or error-free or that errors will be detected or corrected. College Illinois! does not assume any liability or responsibility for the accuracy, completeness, reliability or usefulness of the information disclosed or accessed through the Site. College Illinois! does not have any duty to update its Site or modify their Content or Code, and College Illinois! shall not be liable for its failure to update such information. It is your responsibility to verify any information contained in the Sites before relying upon it.
College Illinois! makes no warranties of any kind regarding any non-College Illinois! sites to which the user may be directed or hyperlinked from this Site. Hyperlinks are included solely for the convenience of the user, and College Illinois! makes no representations or warranties with regard to the accuracy, availability, suitability or safety of information provided in such non-College Illinois! sites.
IN NO EVENT SHALL COLLEGE ILLINOIS! BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF WHATEVER KIND RESULTING FROM WHATEVER CAUSE, INCLUDING, BUT NOT LIMITED TO, LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, OR ANY OTHER TYPE OF DAMAGE, TANGIBLE OR INTANGIBLE IN NATURE, WHETHER IN AN ACTION UNDER THEORIES OF CONTRACT, TORT OR OTHERWISE, ARISING OUT OF OR IN ANY WAY RELATING TO THE USE OR PERFORMANCE OF THE INFORMATION ON, OR ACCESSED THROUGH, COLLEGE ILLINOIS!'S SITE.
College Illinois! reserves the right to withdraw access to the Site or to revise the services and products described in the Site at any time without notice.
College Illinois! may at any time revise the terms and conditions contained in this Legal Statement by updating this posting. You are bound by any revisions and should periodically visit this page to review the current terms and conditions which apply to your use of the Site.
The invalidity of any term, condition or provision of this Legal Statement shall not affect the enforceability of those portions of the Legal Statement deemed enforceable by applicable courts of law.
Additional Disclaimer
College Illinois! does not assume any liability or responsibility for the accuracy, completeness, reliability or usefulness of the information posted, disclosed or accessed by visitors to this site. The use of any such information shall be at the user's sole risk. IN NO EVENT SHALL COLLEGE ILLINOIS! BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGE OF WHATEVER KIND RESULTING FROM WHATEVER CAUSE, INCLUDING, WITHOUT LIMITATION, LOSS OR DAMAGE TO PROPERTY AND INJURY OR DEATH TO PERSONS, ARISING OUT OF OR IN ANY RELATING TO THE USE OR PERMFORMANCE OF THE INFORMATION ON, OR ACCESSED THROUGH THIS SITE.
PRIVACY POLICY
General Information
The Illinois Student Assistance Commission (ISAC) is committed to ensuring your personal, professional and payment information is secure and your
privacy is respected. We have taken several steps to safeguard the integrity
of our communications and computing infrastructure, including but not limited
to authentication, monitoring, auditing and encryption. Security measures
have been integrated into the design, implementation and day-to-day practices
of the entire ISAC operating environment as part of our continuing commitment
to risk management.
Please read the following policy to understand how your personal
information will be used as you make full use of our online services. “Personal
information” means any information by which you can be
personally identified. Personal information includes your name,
address, telephone number, e-mail address, drivers license, Social
Security number and the like. A domain name or Internet Protocol
address is not considered personal information. This policy applies
to the following ISAC sites:
www.collegeillinois.com
www.idapp.com
www.collegezone.com
Reading
or downloading information
You browse our sites anonymously, and personal information is not collected.
We gather and analyze data regarding usage of our Web sites, including domain
name (the name of your Internet service provider), the number of hits to our
sites, pages visited, and time and length of a user’s session. We use
this information to evaluate and improve the content, appearance and utility
of the sites and to track our visitors’ use of the sites for internal
market research or other business purposes.
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Completing
a survey or filling out an application for a College Illinois! contract,
IDAPP loan, scholarship or grant; or to attend a seminar
ISAC collects personal information only when you voluntarily submit such information
to us, such as when placing an order for materials through the site; joining
our mailing list; completing an application for a College Illinois! contract,
IDAPP loan, scholarship, or grant; responding to survey questions; or registering
for a seminar. If you choose not to participate in these activities, your choice
will in no way affect your ability to use any other feature of ISAC’s
Web sites.
After you have submitted your application online or completed
the survey, we recommend that you end your browser session before
leaving your computer.
If you apply for an IDAPP loan that requires you to meet a creditworthiness
test, you give us permission to verify your creditworthiness
through outside companies with which we work. You also give us
permission to send your information to third parties as may be
required to originate, service and process your requested loan.
If you complete a survey, we only collect, retain and use information
about you where we reasonably believe it will assist us in managing
our business. We collect and retain survey information about
you in order to protect and administer your accounts; provide
products, services, and other opportunities to you; and help
us design or improve our products and services.
If you are registering for a seminar, we will collect your information
and use it to secure your place at the seminar, and contact you
with confirmation or changes to the seminar. The only unique
identifier used is your e-mail address. This identifier will
not be disseminated to a third party unless the application so
states and provision is made for you to opt-out and/or, in return
for specific consideration, you agree and give express permission
to do so.
We, along with the outside companies with which we work, if
applicable, may keep the information you provide to us, along
with information we collect from outside sources, so that we
can offer services related to your needs. We only collect, retain
and use information about you for specific business purposes – and,
upon your request, we will tell you why we are collecting and
retaining it.
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Sending us
an e-mail
If you send us an e-mail containing comments, concerns or suggestions, we will
use your e-mail address only to send you a response. Your e-mail address will
not be forwarded to any third parties without your permission.
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Using
our calculators or planning tools
Personal information is stored only temporarily to complete the calculations
required by the user. None of the calculated results or information is retained
by ISAC. The only information that is retained is that someone anonymously
used one or our tools.
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Using
links we provide to other sites
ISAC’s Web sites contain links to other web sites. While we make every
effort to protect your information on ISAC’s sites, please be aware that
we do not control the policies or content of other sites and cannot protect
personal information you provide on other sites (including those we may link
to). Please do not assume that our privacy policy covers those other sites.
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Collecting
information from minors
ISAC’s Web sites collect online contact information from minors without
prior parental consent or parental notification. This information is used to
process education loan applications. Some education loan applications, such
as FFELP applications, are processed in accordance with Department of Education
guidelines. Alternative loan applications are not governed by the Department
of Education.
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Reviewing
or updating personal information
You may request at any time to review personal information ISAC has about you.
In addition, at any time you may request that ISAC correct any such personal
information or that such personal information be removed from ISAC’s
marketing databases.
To review or update information provided to:
College Illinois!
E-mail: collill@isac.org
Telephone: 877-877-3724
Write: College Illinois!
P.O. Box 19292
Springfield, IL 62794-9292
IDAPP
E-mail: pals@isac.org
Telephone: 800-961-IDAP (4327)
8 a.m. to 6 p.m., Monday through Friday (Central Time)
Write: Illinois Designated Account Purchase Program
PALS
Mail Code N-4
1755 Lake Cook Road
Deerfield, IL 60015
ISAC
E-mail: collegezone@isac.org
Telephone: 800-899-ISAC (4722)
8 a.m. to 5 p.m., Monday through Friday (Central Time)
Opt
in/Opt out policy
You are given the opportunity to “opt-in” or “opt-out” of
having your information used for purposes not directly related to our Web sites
or services at the point where we ask for the information. For example, we
allow you to “opt-in” to receive e-mails from us regarding product
information, newsletters, filing deadlines and research. We will use e-mail
addresses only for the purpose of sending you ISAC materials. You always have
the option of opting out as described within the text of any e-mail we send.
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Disclaimer
ISAC’s web sites are provided as a public service. Every effort has been
made to offer the most current, correct and clearly expressed information possible
on each site. Nevertheless, inadvertent errors in information may occur. If
inaccurate, misleading or otherwise inappropriate information is brought to
our attention, a reasonable effort will be made to fix or remove it.
The information contained in the sites, whether expressed or implied, is not
legally binding upon ISAC. No action by the user should be taken in reliance
upon the information contained herein. ISAC disclaims any responsibility or
liability for the user’s loss due to his/her reliance upon said information.
Information should be verified by the user by contacting ISAC.
ISAC is obligated to act in compliance with policies, rules
and statutes which govern the programs cited herein. Accordingly
notwithstanding any information contained in ISAC’s web
sites, such policies, rules and statutes shall control.
ISAC reserves the right, at its discretion, to change, modify,
add or remove portions of this Privacy Policy at any time. You
should check this page periodically for changes. Your continued
use of ISAC’s sites following the posting of changes to
this Privacy Policy will mean that you accept those changes.
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